Sample Computation for an Studio Unit (22 sq.m.)

Sample Computation for an Studio Unit (22 sq.m.)

Cash

(Inc. Misc. Fees)

Terms	Due Date	Amount Due	U.S. Dollar Conversion @47
Reservation Fee	Day 1	Php 20,000	$ 426
5% Discount within 30 Days	Every 30 days thereafter	Php 1,169,643	$ 24,886

Deferred 18 Mos 0% Interest

Terms	Due Date	Amount Due	U.S. Dollar Conversion
Reservation Fee	Day 1	Php 20,000	$ 426
12 Equal Monthly Payments	Every 30 days thereafter	Php 68,459	$ 1,457

Bank Financing

(Inc. Misc. Fees)

Terms	Due Date	Amount Due	U.S. Dollar Conversion
Reservation Fee	Day 1	Php 20,000	$ 426
30% Equity Due 18 mos 0% interest	Day 30 and every month thereafter	Php 22,079	$ 470
70% Balance Due Bank Finance 10 years at 9.5%pa	Upon loan release	Php 7,782	$ 166

PAG-IBIG Financing

Terms		Due Date	Amount Due	U.S. Dollar Conversion
Reservation Fee		Day 1	Php 20,000	$ 426
10% Equity Due 12 mos 0% interest		Every 30 days thereafter	Php 13,241	$ 282
90% Balance Due		Upon loan release
PAG-IBIG A	10 yrs at 11.5% pa		Php 14,483	$ 308
PAG-IBIG B	15 yrs at 11.5% pa		Php 11,865	$ 252
PAG-IBIG C	20 yrs at 11.5% pa		Php 10,716	$ 228
PAG-IBIG D	30 yrs at 11.5% pa